Switching your mortgage deal
Remortgaging allows you to switch your mortgage from one lender to another, or even negotiate a better deal with your existing one.
There are many reasons why you might choose to remortgage, but it often falls into at least one of the following categories.
If you would like to borrow more, you may want to use our Mortgage Calculator to see what it may cost.
1
Your existing deal has come to an end
If your existing discounted period is coming to an end, you may be transferred onto your lender’s Standard Variable Rate which could be costly.
2
Protect against uncertainty
In times of uncertainty or if you’re worried about rate rises, remortgaging could allow you to fix your mortgage to guarantee consistent monthly payments for a specified period.
3
Release equity from your home
If you’ve built up equity in your home, remortgaging can provide you with more funds to extend your home, pay off other debts, or more by freeing up money that you have invested in your property.
Contact us
Tell us what you’re looking for in the form below and one of the team will get in touch.
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By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our fees and charges vary depending on the Services we provide to you.
We charge an upfront fee of £49 and a further fee of up to £450 payable upon completion.
Our typical fee is £199.
We will also be paid commission from the lender.
We will provide you with full written details of the basis upon which we will be paid for the Services we provide. This could include a payment from your mortgage provider and/or a fee we will charge you.
We will not commence any substantive work for which we will charge you a fee until we have agreed the applicable fee with you and such fee is recorded in a binding Client Fee Agreement.
We will not exceed any limits on any fee set out in the Client Fee Agreement without your Agreement.
We will advise if it is appropriate to pay fees or charges in connection with the mortgage up front as opposed to adding them to the sum advanced under the mortgage contract. We will not commit you to an application for a mortgage where a fee or charge of any kind (receivable by our Firm or another party) is to be added to the sum advanced, unless you have made a positive choice to add the fee or charge to the sum advanced.
Registered in England & Wales No.6865015 | 26 Carlton Rise, Beverley, East Yorkshire, HU17 8UR