For Directors, Partners & Sole Traders If you work for yourself, getting a mortgage can sometimes be a little tricky. Our specialist mortgage advisers are on hand to walk you through the process by confirming your eligibility and telling you how much you are able to borrow.
….Designed to give flexibility to older borrowers If you’re approaching retirement, or are already retired, your mortgage options aren’t completely limited. Many more lenders now have mortgage options for older borrows. Speak to one of our advisers to check your eligibility.
….Ideal for letting a property to tourists Getting a mortgage on a holiday let is different to a typical residential mortgage and also a buy to let mortgage. Speak with an experienced broker to secure the best deal for your circumstances.
….Fast access to secured finance Bridging loans are short term mortgages designed to get you from A to B. Whether that be buy a property at auction, break the chain in a house sale or even to renovate a property.
….Unsure how your credit score will impact your mortgage? Bad credit isn’t always the end of the world when applying for a mortgage. An adviser can tell you in minutes what your eligibility might be with just your credit report.
….YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We will charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and £999. Our typical fee is £399. You need to pay the fee when you get your offer. Any fee paid is non-refundable. We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage illustration. You can ask in advance the percentage (of the loan) each lender will pay us. If an application is submitted via a third party specialist (sometimes called a packager) we will be paid commission by them instead of the lender. This will be disclosed to you.
Millennium Mortgages Limited is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore applies to consumers based in the UK.
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