For Directors, Partners & Sole Traders If you work for yourself, getting a mortgage can sometimes be a little tricky. Our specialist mortgage advisers are on hand to walk you through the process by confirming your eligibility and telling you how much you are able to borrow.
….Designed to give flexibility to older borrowers If you’re approaching retirement, or are already retired, your mortgage options aren’t completely limited. Many more lenders now have mortgage options for older borrows. Speak to one of our advisers to check your eligibility.
….Ideal for letting a property to tourists Getting a mortgage on a holiday let is different to a typical residential mortgage and also a buy to let mortgage. Speak with an experienced broker to secure the best deal for your circumstances.
….Fast access to secured finance Bridging loans are short term mortgages designed to get you from A to B. Whether that be buy a property at auction, break the chain in a house sale or even to renovate a property.
….Unsure how your credit score will impact your mortgage? Bad credit isn’t always the end of the world when applying for a mortgage. An adviser can tell you in minutes what your eligibility might be with just your credit report.
….YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
For our advice services, we will charge a fee of between £199 and £999, payable at receipt of mortgage offer. (Range of fees available on request) Our typical fee is £399. We will also be paid commission from the lender. We will provide you with full written details of the basis upon which we will be paid for the Services we provide. This could include a payment from your mortgage provider and/or a fee we will charge you. We will not commence any substantive work for which we will charge you a fee until we have agreed the applicable fee with you and such fee is recorded in a binding Client Fee Agreement. We will not exceed any limits on any fee set out in the Client Fee Agreement without your Agreement. We will advise if it is appropriate to pay fees or charges in connection with the mortgage up front as opposed to adding them to the sum advanced under the mortgage contract. We will not commit you to an application for a mortgage where a fee or charge of any kind (receivable by our Firm or another party) is to be added to the sum advanced, unless you have made a positive choice to add the fee or charge to the sum advanced.
Millennium Mortgages Limited is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore applies to consumers based in the UK.
Registered in England & Wales No.6865015