Buying your first home?
Getting onto the property ladder is an exciting time but with so much to think about, it can often feel a little complicated. At Millennium Mortgages, our aim is to take out as much of the stress as possible and walk you through the process of buying your first home.
It all starts with booking a no obligation mortgage appointment. We’ll take some details and advise what first time buyer mortgage deals are available to you. See how the process works below.
1
Full market search
Going directly to a bank or building society means you’ll only hear about the products they have to offer, we search from a comprehensive panel which represents the whole of the market.
2
We’ll do the talking
We’ll do all of the heavy lifting and speak directly with your lender, solicitor and surveyor so you don’t have to worry about the logistics.
3
No paperwork to fill in!
The best bit is, we’ll fill in all of the forms and paperwork so you can concentrate on the exciting bits of buying your first home.
Book a Mortgage Appointment
If you’re ready to talk to one of our mortgage specialists you can book an online video call or a phone appointment at a time to suit you. Please allow 45 minutes for your mortgage appointment. Following the mortgage consultation there’s no obligation to use our services.
BOOK APPOINTMENTContact us
Tell us what you’re looking for in the form below and one of the team will get in touch.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
For our advice services, we will charge a fee of between £199 and £999. (Range of fees available on request)
Our typical fee is £399.
We will also be paid commission from the lender.
We will provide you with full written details of the basis upon which we will be paid for the Services we provide. This could include a payment from your mortgage provider and/or a fee we will charge you.
We will not commence any substantive work for which we will charge you a fee until we have agreed the applicable fee with you and such fee is recorded in a binding Client Fee Agreement.
We will not exceed any limits on any fee set out in the Client Fee Agreement without your Agreement.
We will advise if it is appropriate to pay fees or charges in connection with the mortgage up front as opposed to adding them to the sum advanced under the mortgage contract. We will not commit you to an application for a mortgage where a fee or charge of any kind (receivable by our Firm or another party) is to be added to the sum advanced, unless you have made a positive choice to add the fee or charge to the sum advanced.