Switch your current mortgage deal
Our remortgaging broker service allows you to switch your mortgage from one lender to another, or even negotiate a better deal with your existing one.
There are many reasons why you might choose to remortgage, but it is most likely because your existing discount period is coming to an end, you want to fix the rate for a specified period or you’d like to release equity. Millennium Mortgages can handle any of those scenarios with ease, quickly and professionally.
To find out what rates are available to you simply complete the brief form below. We can then advise you at no cost what mortgage deals are available to you and how the remortgage process works.
If you would like to borrow more, you may want to use our Mortgage Calculator to see what it may cost.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
1
Your existing deal has come to an end
If your existing discounted period is coming to an end, you may be transferred onto your lender’s Standard Variable Rate which could be costly. Start the remortgaging process today.
2
Protect against uncertainty
In times of uncertainty or if you’re worried about rate rises, remortgaging could allow you to fix your mortgage to guarantee consistent monthly payments for a specified period.
3
Release equity from your home
If you’ve built up equity in your home, remortgaging can provide you with more funds to extend your home, pay off other debts, or more by freeing up money that you have invested in your property.
Book a Mortgage Appointment
If you’re ready to talk to one of our mortgage specialists you can book an online video call or a phone appointment at a time to suit you. Please allow 45 minutes for your mortgage appointment. Following the mortgage consultation there’s no obligation to use our services.
BOOK APPOINTMENTFAQ’s
Got a question about remortgaging? Please let us know and we’ll display the most popular ones here.
Remortgaging
Remortgaging is when you move your mortgage on your existing property, from one mortgage product to another. This can be with the same lender or a different one. Your new mortgage will then replace your old one and your payments will change accordingly.
Get the Best Remortgaging Deal Today
Tell us what you’re looking for in the form below and one of the team will get in touch.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
For our advice services, we will charge a fee of between £199 and £999. (Range of fees available on request)
Our typical fee is £399.
We will also be paid commission from the lender.
We will provide you with full written details of the basis upon which we will be paid for the Services we provide. This could include a payment from your mortgage provider and/or a fee we will charge you.
We will not commence any substantive work for which we will charge you a fee until we have agreed the applicable fee with you and such fee is recorded in a binding Client Fee Agreement.
We will not exceed any limits on any fee set out in the Client Fee Agreement without your Agreement.
We will advise if it is appropriate to pay fees or charges in connection with the mortgage up front as opposed to adding them to the sum advanced under the mortgage contract. We will not commit you to an application for a mortgage where a fee or charge of any kind (receivable by our Firm or another party) is to be added to the sum advanced, unless you have made a positive choice to add the fee or charge to the sum advanced.
Registered in England & Wales No.6865015 | 26 Carlton Rise, Beverley, East Yorkshire, HU17 8UR